
Convert your trade receivables into immediate cash by selling outstanding invoices to a financial institution (the factor), which is off balance sheet finance not calling for NOC from Bankers. We at Sriya Enterprise are associated with some of the largest and the oldest Factoring Instituions.
Factoring is a transformative solution for businesses seeking to optimize cash flow and drive expansion without increasing debt. At Sriya Enterprise, we offer comprehensive factoring advisory, helping you convert your outstanding trade receivables into instant funds—freeing you from the wait associated with customer payment terms.
With factoring, you can receive up to 80-90% of your invoice value upfront by selling invoices to a financial institution (the factor). Unlike traditional loans, factoring is typically unsecured and is based primarily on the creditworthiness of your buyers. This means you can access the working capital needed for growth without pledging business assets as collateral.
Our services guide you through both recourse and non-recourse factoring options. Non-recourse factoring is especially valuable, as it transfers the risk of non-payment to the factor—shielding your business from the fallout of customer defaults. The factor also assumes responsibility for collecting payments and managing receivables, letting you direct more resources toward your core operations and strategic expansion.
We emphasize transparency and scalability in all factoring arrangements. The amount of funding you receive grows as your sales do, accommodating seasonality and market shifts. Our experts ensure you benefit from fast turnaround times and simple application procedures, giving you a competitive advantage in responding to immediate and long-term business needs.
Experience faster access to cash, minimized credit risks, and improved operational focus. With Sriya Enterprise as your factoring advisor, you gain clarity, flexibility, and security to pursue your ambitions and outperform in the global marketplace.